Contained in the thriller of lotto recluse’s fortune: Ex-double glazing salesman scooped £11M jackpot – however lived alone in flat price simply £165k – as property lastly reveals how he spent his hundreds of thousands (and who he unnoticed of his will)

A lottery winner who determined to not ‘spend, spend, spend’ after scooping £11 million has ended up giving an enormous slice of his fortune to the taxman – whereas family members miss out. 

Former double-glazing salesman Paul Maddison was residing alone in a modest £165,000 flat when he died final November aged 73. 

Newly launched paperwork present the 4 instances married father left his remaining £3.8 million fortune – to his sister-in-law. 

Nevertheless all however the first £325,000 of the legacy is topic to inheritance tax of £1.4 million, which means the overall worth of the property is simply over £2.45 million. 

Maddison and former enterprise companion Mark Gardiner shared a £22.6 million jackpot in 1995 – which for a few years stood as Britain’s lottery win. 

Whereas Gardiner loved a lavish life-style, Maddison moved greater than 500 miles from Hastings in Sussex to Scotland the place he turned more and more reclusive. 

Paul Maddison (left) and his good friend Mark Gardiner (proper), who ran a double glazing firm in Sussex collectively, gained the £22.6 million Nationwide Lottery jackpot in 1995

Despite his enviable wealth, at the time of his death the frugal Mr Maddison, who friends say was 'tight' with his money, was living in this modest flat in Perth worth £165,000

Regardless of his enviable wealth, on the time of his loss of life the frugal Mr Maddison, who associates say was ‘tight’ together with his cash, was residing on this modest flat in Perth price £165,000

Lotto winner Mr Maddison (left) with his then third wife Ruth (second left) and co-winner Mr Gardiner (right) with his then-lover Brenda McGill (second right) after their jackpot win

Lotto winner Mr Maddison (left) together with his then third spouse Ruth (second left) and co-winner Mr Gardiner (proper) together with his then-lover Brenda McGill (second proper) after their jackpot win

The authorized paperwork lodged with the Scottish Sheriff Courtroom present Maddison owned 4 properties in Perth price £865,000 and had 5 financial institution accounts which contained round £3 million in money. 

He additionally left family contents and private belongings valued at £4,685 by an auctioneer. It appears Maddison held on to properties as he progressively ‘downsized’ his life-style after as soon as shopping for a fairytale fort to share together with his Scottish bride. 

The discharge of the paperwork additional lay naked the weird and eccentric life-style of the multi-millionaire who appeared reluctant to share his success with family members throughout his lifetime. 

The beneficiary of Maddison’s will is Thelma Todd, the sister of his fourth spouse Evelyn who died early final yr. 

She lives with Thomas Todd in a £197,000 property near the modest flat the place Maddison was residing when he died. 

Authorized sources who examined the need mentioned Mr Maddison’s two daughters Sasha and Stacey – who each reside modestly in Sussex – can every legally declare 25 per cent of any of the money or possessions their father left. 

Solely within the occasion of Mrs Todd dying earlier than the need was made public would the daughters have inherited the entire property. 

Maddison’s separate will states: ‘I direct my executors to make over the residue of my property to the mentioned Mrs Thelma Todd.’ 

There is no such thing as a point out of Maddison’s son or earlier wives within the bequest signed on February 10 final yr – or his sister Annie Ferguson. 

When Maddison stop Hastings for his new low key life he mentioned he needed to be nearer to Annie who lives 5 miles from her brother’s closing dwelling on an property the place terraced houses promote for £130,000. 

It’s unclear what occurred to the rest of Maddison’s fortune. After his win he initially confirmed indicators that he needed to reside the nice life and he’s additionally rumoured to have made beneficiant donations to the Jehovah’s Witness motion. 

Maddison was aged 44 when he hit the lottery jackpot with Gardiner in June 1995.

The pair have been joint house owners of double-glazing agency Croft Glass. Whereas his companion carried on operating the enterprise, Maddison instantly introduced he was taking early retirement. 

On the time he was married to 3rd spouse Ruth who was deputy head at a neighborhood main college. His first spouse was Paulette Collins and the couple had two daughters Stacey, 45, and Sasha, 43.

Mr Gardiner (left) told MailOnline he phoned his old friend Mr Maddison (right) 12 years ago and spoke to his fourth wife, Evelyn who told him they had found happiness with God - and she urged Mr Gardiner to move up to Scotland to find happiness as well

Mr Gardiner (left) instructed MailOnline he phoned his previous good friend Mr Maddison (proper) 12 years in the past and spoke to his fourth spouse, Evelyn who instructed him that they had discovered happiness with God – and he or she urged Mr Gardiner to maneuver as much as Scotland to search out happiness as effectively 

When Mr Maddison (right) won the lottery he was married to his third wife Ruth, a school deputy headteacher. But when Ruth left him for another man a year after they moved to Scotland and went off with a £1million settlement, Mr Maddison hired cleaner Evelyn McGillivary (left) to help him around the house - and she became wife number four

When Mr Maddison (proper) gained the lottery he was married to his third spouse Ruth, a faculty deputy headteacher. However when Ruth left him for an additional man a yr after they moved to Scotland and went off with a £1million settlement, Mr Maddison employed cleaner Evelyn McGillivary (left) to assist him round the home – and he or she turned spouse quantity 4 

Mr Maddison and his fourth wife Evelyn had four properties in their portfolio including this bungalow in Perth. Mr Maddison died in February this year - and Evelyn passed away early last year. His estate of £2.85 million after tax has been left in it's entirety to Evelyn's sister

Mr Maddison and his fourth spouse Evelyn had 4 properties of their portfolio together with this bungalow in Perth. Mr Maddison died in February this yr – and Evelyn handed away early final yr. His property of £2.85 million after tax has been left in it is entirety to Evelyn’s sister 

Pictured is the inside of the bungalow that Mr Maddison and his wife Evelyn owned. This along with his other three properties has been left in his will to his sister-in-law, Thelma Todd

Pictured is the within of the bungalow that Mr Maddison and his spouse Evelyn owned. This alongside together with his different three properties has been left in his will to his sister-in-law, Thelma Todd

Evelyn's sister Mrs Todd will take ownership of the Maddisons' four properties including this walled garden in Perth valued at £150,000. There is no mention in Mr Maddison's will of his sister, son or two daughters who live modestly in Sussex - can each legally claim 25 per cent of the £3 million in cash or possessions their father left

Evelyn’s sister Mrs Todd will take possession of the Maddisons’ 4 properties together with this walled backyard in Perth valued at £150,000. There is no such thing as a point out in Mr Maddison’s will of his sister, son or two daughters who reside modestly in Sussex – can every legally declare 25 per cent of the £3 million in money or possessions their father left

The couple divorced and Paulette remarried however had died by the point of Maddison’s lottery win.

After a short-lived second marriage to Clare Slawson, Maddison wed Ruth in Perth in 1988.

A yr after the win the couple headed again up there completely and purchased a luxurious six-bedroom mansion in Scotland known as Lettertabor Lodge. 

However relatively than draw them collectively the fortune had the alternative impact. Quickly after the transfer Ruth reportedly left Maddison for an additional man with a £1 million settlement.

All of the sudden alone in his new mansion, Maddison employed cleaner Evelyn McGillivary to assist him run the home – and shortly was making her his fourth spouse. 

They married on a Mauritian seaside in 1997 on Valentine’s Day, at Evelyn’s suggestion, it is understood. 

Mr Maddison spent £100,000 renovating the mansion earlier than promoting it to a member of the Stagecoach transport enterprise household for £450,000. 

It appeared Maddison was starting to embrace his multimillionaire standing after shopping for his personal fort – the magnificent sixteenth Century Robgill Tower, close to Dumfries for a discount £650,000. 

But it surely appeared Maddison by no means felt at dwelling within the sprawling property set in 40 acres. 

Maddison arrange safety cameras, remote-controlled entrance gates and an intercom system on the property which options six reception rooms, an indoor swimming pool, a video games room, fitness center, indoor using enviornment, a six-car storage and a separate two-bedroom gate lodge. 

Neighbours hardly ever noticed the couple go away the grounds of the property they usually have been quickly again in Perth. It is believed they rented out Robgill Tower for a substantial sum for 15 years – earlier than promoting it for an infinite revenue of £1.25 million three years in the past. 

When Maddison made his will in February final yr he was residing in a £450,000 home five-bed home however on the time of his loss of life he had moved to the smaller flat.

The paperwork confirmed he additionally owned one other 4 bed room indifferent bungalow price £400,000 and a ‘walled backyard’ price £75,000 within the historic metropolis. 

On the time of his loss of life neighbours spoke of Maddison’s frugal and low profile life-style with one saying: ‘It is extremely lovely round right here, however not the type of road {that a} lottery winner of his measurement can be anticipated to decide on to reside. 

‘There was actually no costly automobile parked exterior or any signal of wealth.’ 

One other mentioned: ‘Paul was famously stingy – you already know, tight together with his cash. He by no means obtained his pockets out if he may keep away from it. 

After winning the jackpot, the friends' lives went in different directions. Mr Gardiner stayed in Sussex while Mr Maddison immediately retired. He moved to Scotland and purchased this  16th Century castle called Robgill Tower (pictured), near Dumfries in Scotland for £650,000

After profitable the jackpot, the buddies’ lives went in numerous instructions. Mr Gardiner stayed in Sussex whereas Mr Maddison instantly retired. He moved to Scotland and bought this  sixteenth Century fort known as Robgill Tower (pictured), close to Dumfries in Scotland for £650,000

Mr Maddison and his wife never settled in their castle and the reclusive millionaire eventually sold it and downsized to live in a five bedroom property. When he died, Mr Maddison owned four properties including this modest four bedroom detached bungalow in Perth worth £400k

Mr Maddison and his spouse by no means settled of their fort and the reclusive millionaire finally bought it and downsized to reside in a 5 bed room property. When he died, Mr Maddison owned 4 properties together with this modest 4 bed room indifferent bungalow in Perth price £400k

‘He was by no means first to the bar shopping for a spherical of drinks. If that occurred he’d be gone. He was very, very cautious with what he spent. 

‘And he barely went out. You would not see him for weeks at a time. And once you did he would not catch your eye.’ 

In the meantime Gardiner mentioned of his former good friend and enterprise companion: ‘A dozen years or so in the past I known as him.

‘I spoke to his spouse who instructed me that they had discovered happiness with God and he or she instructed me that I ought to transfer as much as Scotland and discover happiness as effectively. 

‘I suppose it is doable he might have given the church an enormous sum of cash but it surely does not appear to be Paul to me.

‘The Paul I knew was very cautious together with his cash and watched it like a hawk. I can not imagine he’d hand every little thing over to the church. It simply does not appear to be one thing he’d do.’ 

Mr Gardiner, who lives in St Leonards on Sea, mentioned: ‘In the event you ask me I feel it’s miles extra probably he was residing very frugally – as a result of that is the kind of man he was – they usually’ll discover hundreds of thousands stashed away within the financial institution.

‘I hope that is the case as a result of he has two daughters and a son who may benefit from that cash.’ 

But his neighbours of his closest members of the family have been shocked to study they have been associated to one of many UK’s greatest lottery winners.

Elder daughter Stacey lives together with her companion and teenage son within the residential space of Woodingdean in a two bed room bungalow purchased for £214,000. 

Neighbours say the household are ‘onerous staff’ and ‘very nice, all the way down to earth folks’. Stacey is known to work as a carer at a house. 

One mentioned: ‘They are not wealthy, no-one’s wealthy today are they? However I would not say that they had an enormous sum of money. 

They’re simply common like the remainder of us spherical right here’. Her sister, Sasha is a police officer with Sussex Police and lives with a fellow officer, Vicki Webb. 

They share a £382,000 three-bedroom bungalow in Ovingdean, 4 miles exterior Brighton. 

In the meantime a neighbour of Maddison’s sister Annie mentioned: ‘I might hope if my brother gained a number of million he would assist me out.’

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